Jeff Reynolds
Realtor
Atlanta Communities
Real Estate Brokerage
I have been a dedicated Realtor for over 10 years, during which time I have successfully sold over 350 homes.
My Links
Atlanta Communities Real Estate Brokerage
Buyer Products and Services
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<p><span style="font-size:19px;"><strong>Conventional loan</strong></span></p><p>Conventional loans, the most popular type of mortgage, come in two flavors: conforming and non-conforming.</p><p><span style="font-size:21px;">PROs</span><span style="font-size:19px;"><strong> </strong></span>of conventional loans</p><ul><li>Available from the majority of lenders</li><li>Can be used to finance primary residences, second or vacation homes and investment or rental properties</li><li>Can put down as little as 3% for a conforming, fixed-rate loan</li></ul><p><span style="font-size:21px;">CONs</span><span style="font-size:19px;"><strong> </strong></span>of conventional loans</p><ul><li>Need a credit score of at least 620 to qualify</li><li>Lower debt-to-income (DTI) ratio threshold compared to other types of mortgages</li><li>Need to pay private mortgage insurance (PMI) premiums if putting less than 20% down</li></ul><p> </p><p><span style="font-size:19px;"><strong>Government-backed loan</strong></span></p><p>The U.S. government isn’t a mortgage lender, but it does play a role in making homeownership accessible to more Americans by backing three main types of mortgages: FHA, VA and USDA </p><p><span style="font-size:21px;">PROs</span><span style="font-size:19px;"><strong> </strong></span>of government-backed loans</p><ul><li>Much more flexible credit and down payment guidelines</li><li>Help borrowers who wouldn’t otherwise qualify</li></ul><p><span style="font-size:21px;">CONs</span><span style="font-size:19px;"><strong> </strong></span>of government-backed loans</p><ul><li>Additional cost for FHA mortgage insurance, VA funding fee and USDA guarantee fees</li><li>Limited to borrowers buying a home priced within FHA loan limits or in a rural area, or servicemembers</li></ul>
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Videos
Home Selling Process
Secret for a Stress Free Transaction
Buy vs. Rent
6 Tips for Selling a Home
6 Reasons to Own a Home
Compensation for Listings
Buyers
consumer-guide-buying-your-first-home-
Settlement-Resource-for-Homebuyers-2024-08-09
For Sellers
Consumer-Guide-Listing-Agreements-2024-10-15
Settlement-Resource-for-Home-Sellers-2024-08-09
4th Qtr Market Performance
Selling - Preparing Your Home Worksheet
GAR - Community Association Disclosure Exhibit F322 - Seller
GAR - Seller's Property Disclosure Statement Exhibit - F301
Selling - Features and Upgrades Worksheet
2025 SPECIAL STIPULATIONS
Selling - Home Showing Guidelines
GAR - Exclusive Seller Brokerage Engagement Agreement - F101
Selling - Photographer's Checklist
Selling - Vacant Homes Utility Checklist
Selling - a Pre-Inspection Checklist
Selling - Preparing Your Home for Appraisal
Attorney Fee Schedules
Hartman Law 2024 Fee Schedule
Campbell and Brannon 2024 Fee Schedule
Thomas and Brown 2024 Fee Schedule
Documents
Filing For Homestead Exemption 2025
How Real Estate Professionals are Compensated
4th Qtr Market Performance
Sales Processing Sheet 2025 - Fillable
