Patti Everett
Realtor
Wife
Mom
Graduate Florida State University
Mom
Graduate Florida State University
Mobile Direct: 678-333-4126
Office: 770.240.2000
Email: realtorpattieverett@gmail.com
Website: PattiEverett.ATLcommunities.com
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Atlanta Communities Real Estate Brokerage
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<p>LOCATION MATTERS! JUST OFF N COLLEGE ST! WALKABLE AND CHARMING!</p>
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<p>SEE ALL OPEN HOUSES IN BARTOW COUNTY: </p><p><a target="_blank" rel="noopener noreferrer" href="https://myre.io/0gmi9jNnKInp">https://myre.io/0gmi9jNnKInp</a></p>
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<p><span style="color:hsl(0,0%,100%);">Adorably cute and Affordably priced!</span><br><span style="color:hsl(0,0%,100%);">YOU BETTER HURRY!</span><br><span style="color:hsl(0,0%,100%);">$269,000</span><br><a target="_blank" rel="noopener noreferrer" href="https://www.instagram.com/explore/tags/realestate/"><span style="color:hsl(0,0%,100%);">#realestate</span></a><br><a target="_blank" rel="noopener noreferrer" href="https://www.instagram.com/explore/tags/whitegeorgia/"><span style="color:hsl(0,0%,100%);">#whitegeorgia</span></a><br><a target="_blank" rel="noopener noreferrer" href="https://www.instagram.com/explore/tags/bartowcounty/"><span style="color:hsl(0,0%,100%);">#bartowcounty</span></a><br><span style="color:hsl(0,0%,100%);">#</span><a target="_blank" rel="noopener noreferrer" href="https://www.instagram.com/explore/tags/realestate/"><span style="color:hsl(0,0%,100%);">#realestate</span></a><br><a target="_blank" rel="noopener noreferrer" href="https://www.instagram.com/explore/tags/homesforsale/"><span style="color:hsl(0,0%,100%);">#homesforsale</span></a></p>
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<p><span style="font-size:19px;"><strong>Conventional loan</strong></span></p><p>Conventional loans, the most popular type of mortgage, come in two flavors: conforming and non-conforming.</p><p><span style="font-size:21px;">PROs</span><span style="font-size:19px;"><strong> </strong></span>of conventional loans</p><ul><li>Available from the majority of lenders</li><li>Can be used to finance primary residences, second or vacation homes and investment or rental properties</li><li>Can put down as little as 3% for a conforming, fixed-rate loan</li></ul><p><span style="font-size:21px;">CONs</span><span style="font-size:19px;"><strong> </strong></span>of conventional loans</p><ul><li>Need a credit score of at least 620 to qualify</li><li>Lower debt-to-income (DTI) ratio threshold compared to other types of mortgages</li><li>Need to pay private mortgage insurance (PMI) premiums if putting less than 20% down</li></ul><p> </p><p><span style="font-size:19px;"><strong>Government-backed loan</strong></span></p><p>The U.S. government isn’t a mortgage lender, but it does play a role in making homeownership accessible to more Americans by backing three main types of mortgages: FHA, VA and USDA </p><p><span style="font-size:21px;">PROs</span><span style="font-size:19px;"><strong> </strong></span>of government-backed loans</p><ul><li>Much more flexible credit and down payment guidelines</li><li>Help borrowers who wouldn’t otherwise qualify</li></ul><p><span style="font-size:21px;">CONs</span><span style="font-size:19px;"><strong> </strong></span>of government-backed loans</p><ul><li>Additional cost for FHA mortgage insurance, VA funding fee and USDA guarantee fees</li><li>Limited to borrowers buying a home priced within FHA loan limits or in a rural area, or servicemembers</li></ul>
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306 Victoria Avenue, Cedartown
1990 Oak Hill Rd Lyerly VIDEO
Videos
Home Selling Process
Secret for a Stress Free Transaction
Buy vs. Rent
6 Tips for Selling a Home
6 Reasons to Own a Home
DOCUMENTS FOR 122 RYANS POINT, DALLAS
Pre-Showing Compensation Agmt 122 Ryans Point Dallas
Community Assn Disclosure Exhibit 122 Ryans Point Dallas
Property Disclosure Exhibit 122 Ryans Point Dallas
For Buyers
Buying - Home Search Checklist and Worksheets
Home Buyer Checklist
Final-Walk-Through-Checklist
For Sellers
Selling - Preparing Your Home Worksheet
Selling - Determining a Timeline for Selling
Selling - Features and Upgrades Worksheet
Selling - Home Showing Guidelines
Selling - Increasing Your Home's Marketability Worksheet
Selling - Photographer's Checklist
Selling - Vacant Homes Utility Checklist
Selling - a Pre-Inspection Checklist
Selling - C.L.U.E. Property Request Form
Selling - Preparing Your Home for Appraisal
2296 Back Valley Rd Lyerly
Utilities Info 2296 Back Valley Rd Lyerly
Attorney Fee Schedules
Hartman Law 2024 Fee Schedule
Campbell and Brannon 2024 Fee Schedule
Cook and James 2024 Fee Schedule
Thomas and Brown 2024 Fee Schedule
306 Victoria Avenue, Cedartown
F258 - Pre-Showing Compensation Agmt_2296 Back Valley Rd Lyerly
F301 SPD_ 2296 Back Valley Rd Lyerly
F258 - Pre-Showing Compensation Agreement_306 Victoria Ave Cedartown
306 Victoria Ave Cedartown UTILITIES INFO
Lead Based Paint Exhibit-306 Victoria Ave Cedartown
306 Victoria Ave Cedartown Sellers Property Disclosure
Documents
How Real Estate Professionals are Compensated
Cost vs Value 2024
Cost Vs Value Report Summary 2023
Filing For Homestead Exemption 2024
1990 Oak Hill Rd Lyerly
1990 Oak Hill Rd Lyerly Utilities Information Sheet
1990 Oak Hill Rd Lyerly_Lead Based Paint Exhibit F316
F258 - Pre-Showing Compensation 1990 Oak Hill Rd Lyerly
1990 Oak Hill Rd Lyerly Property Disclosure
23 Tennessee Ave, Lyerly Documents
F258 Pre Showing_23 Tennessee Ave Lyerly
23 Tennessee Ave Lyerly Personal Property Bill of Sale
23 Tennessee Ave Lyerly UTILITIES INFO
23 Tennessee Ave Lyerly SPD
DOCUMENTS FOR 4108 FALCON SHORES CT ACWORTH LISTING
F258 - Pre-Showing Comp_4108 Falcon Shores Ct Acworth_P Everett
