Paige Bland Thompson
Realtor®
Atlanta Communities Real Estate Brokerage
Mobile: 404.610.1706
Office: 770.240.2000
Email: paige@paigebthompson.com
Website: paigeblandthompson.atlcommunities.com
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Atlanta Communities Real Estate Brokerage
Buyer Products and Services
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<p><span style="font-size:19px;"><strong>Conventional loan</strong></span></p><p>Conventional loans, the most popular type of mortgage, come in two flavors: conforming and non-conforming.</p><p><span style="font-size:21px;">PROs</span><span style="font-size:19px;"><strong> </strong></span>of conventional loans</p><ul><li>Available from the majority of lenders</li><li>Can be used to finance primary residences, second or vacation homes and investment or rental properties</li><li>Can put down as little as 3% for a conforming, fixed-rate loan</li></ul><p><span style="font-size:21px;">CONs</span><span style="font-size:19px;"><strong> </strong></span>of conventional loans</p><ul><li>Need a credit score of at least 620 to qualify</li><li>Lower debt-to-income (DTI) ratio threshold compared to other types of mortgages</li><li>Need to pay private mortgage insurance (PMI) premiums if putting less than 20% down</li></ul><p> </p><p><span style="font-size:19px;"><strong>Government-backed loan</strong></span></p><p>The U.S. government isn’t a mortgage lender, but it does play a role in making homeownership accessible to more Americans by backing three main types of mortgages: FHA, VA and USDA </p><p><span style="font-size:21px;">PROs</span><span style="font-size:19px;"><strong> </strong></span>of government-backed loans</p><ul><li>Much more flexible credit and down payment guidelines</li><li>Help borrowers who wouldn’t otherwise qualify</li></ul><p><span style="font-size:21px;">CONs</span><span style="font-size:19px;"><strong> </strong></span>of government-backed loans</p><ul><li>Additional cost for FHA mortgage insurance, VA funding fee and USDA guarantee fees</li><li>Limited to borrowers buying a home priced within FHA loan limits or in a rural area, or servicemembers</li></ul>
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My Current Listings Available
$425K | CAPE COD HOME IN NORTH METRO ATLANTA | CLOSE TO IT ALL! | WOODSTOCK, GA!
8+ Private Acre Estate with 2 Homes in Cherokee - 1458 Rucker Circle
WHAT A LISTING VIDEO LOOKS LIKE WITH ME
$365,000 All One Level Living in North Metro Atlanta | Kennesaw, Georgia
$459,900 MOVE IN READY HOME IN NORTH METRO ATLANTA | ACWORTH, GA!
As Seen on TV : The American Dream - Selling Atlanta
THE AMERICAN DREAM TV: SELLING ATLANTA: "CRABAPPLE MARKET + GEORGIA BEER DAY"
Stay Tuned! : The American Dream TV - Selling Atlanta Episode 4 is Coming Soon✨ RoSo, DT Alpharetta
THE AMERICAN DREAM TV: SELLING ATLANTA: "CHEROKEE'S HIDDEN PRIVATE ESTATE IN WOODSTOCK, GEORGIA"
Selling Atlanta, Paige Bland Thompson | The American Dream TV - Downtown Alpharetta with July Moon
Local Knowledge with My Trusted Partners
Buy and Sell Options for Homeowners | Guest Speaker Joshua Dean, Homeowners Financial Group | Paige Bland Thompson, Realtor®
What to Expect When Purchasing a Home with a Loan in the Atlanta Market | Guest Speaker Joshua Dean, Homeowner Financial Group | Paige Bland Thompson, Realtor®
Probate Transactions: Expert Insights with Bonnie from Cook and James | Paige B. Thompson, Realtor®
What its Like Working with Me
Is Staging Your Home Worth the HYPE?
Picture Your Home Story
For Buyers
Buying - Home Search Checklist and Worksheets
Home Buyer Checklist
Final-Walk-Through-Checklist
For Sellers
Selling - Preparing Your Home Worksheet
Selling - Determining a Timeline for Selling
Selling - Features and Upgrades Worksheet
Selling - Home Showing Guidelines
Selling - Increasing Your Home's Marketability Worksheet
Selling - Photographer's Checklist
Selling - Vacant Homes Utility Checklist
Selling - a Pre-Inspection Checklist
Selling - C.L.U.E. Property Request Form
Selling - Preparing Your Home for Appraisal
Attorney Fee Schedules
Hartman Law 2024 Fee Schedule
Campbell and Brannon 2024 Fee Schedule
Cook and James 2024 Fee Schedule
Thomas and Brown 2024 Fee Schedule
Documents
Cost vs Value 2023
Cost Vs Value Report Summary 2023
