Beth Nix
Realtor
I have a 30 year career in sales and marketing and grew up in the family hardware business so I know how to market and sell your home and envision improvements!
Mobile: 4043752631
Office: 770.240.2000
Email: bdnix6@gmail.com
Website: bethnix.atlcommunities.com/
My Links
Atlanta Communities Real Estate Brokerage
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Buyer Products and Services
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<p><span style="font-size:19px;"><strong>Conventional loan</strong></span></p><p>Conventional loans, the most popular type of mortgage, come in two flavors: conforming and non-conforming.</p><p><span style="font-size:21px;">PROs</span><span style="font-size:19px;"><strong> </strong></span>of conventional loans</p><ul><li>Available from the majority of lenders</li><li>Can be used to finance primary residences, second or vacation homes and investment or rental properties</li><li>Can put down as little as 3% for a conforming, fixed-rate loan</li></ul><p><span style="font-size:21px;">CONs</span><span style="font-size:19px;"><strong> </strong></span>of conventional loans</p><ul><li>Need a credit score of at least 620 to qualify</li><li>Lower debt-to-income (DTI) ratio threshold compared to other types of mortgages</li><li>Need to pay private mortgage insurance (PMI) premiums if putting less than 20% down</li></ul><p> </p><p><span style="font-size:19px;"><strong>Government-backed loan</strong></span></p><p>The U.S. government isn’t a mortgage lender, but it does play a role in making homeownership accessible to more Americans by backing three main types of mortgages: FHA, VA and USDA </p><p><span style="font-size:21px;">PROs</span><span style="font-size:19px;"><strong> </strong></span>of government-backed loans</p><ul><li>Much more flexible credit and down payment guidelines</li><li>Help borrowers who wouldn’t otherwise qualify</li></ul><p><span style="font-size:21px;">CONs</span><span style="font-size:19px;"><strong> </strong></span>of government-backed loans</p><ul><li>Additional cost for FHA mortgage insurance, VA funding fee and USDA guarantee fees</li><li>Limited to borrowers buying a home priced within FHA loan limits or in a rural area, or servicemembers</li></ul>
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<p>Beth Nix • Realtor •</p><p>Let me help you navigate all the intricacies of buying a home.</p><ul><li>What is your timeline for moving? Sometimes buyers want to start planning for a move a year out in order to get their savings built up and/or credit score improved. Meeting with a lender early on can provide you with the best guidance to achieve your goals. I have lenders I can recommend for you to choose from and you can also talk to others who have been recommended.</li><li>Are you currently renting or do you need to sell your home in order to buy? These are things I can help you navigate timing wise so that the process goes as smooth as possible!</li><li>Go ahead and meet with a lender to see how much you qualify for and what type of loan. They may qualify you for more than you'd like to spend so we want to look at different price points to see where you feel comfortable. We want a range because this will come in handy when we look at homes.</li><li>Next, we'll start a search in the listing database based on the criteria you provide to me. This can be tweaked as we go along. As you look at homes, you'll start to figure out what you like and don't like, what areas you prefer and whether you want to pay more for a house that has been updated or possibly less and pay for your own updates over time.</li><li>When it comes to signing a Brokerage Agreement, there's no pressure to sign one before we start working together. I won't ask you to sign one until we write your first offer. I work on TRUST and want you to get to know me and know that I'm the write person to represent you.</li></ul><p> Lean on me to do the heavy lifting and make things easy for you!</p><p><a href="tel:4043752631">4043752631</a></p><p><a href="mailto:bdnix6@gmail.com">bdnix6@gmail.com</a></p><p> </p><p><a target="_blank" rel="noopener noreferrer" href="https://atlcommunities.com">Search for Homes</a></p>
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Videos
143 Snowdon Way
Home Selling Process
Secret for a Stress Free Transaction
Buy vs. Rent
6 Tips for Selling a Home
6 Reasons to Own a Home
For Buyers
Who is Beth Nix?
Buyer's Guide
Things to Expect When Buying a Home
Buying - Home Search Checklist and Worksheets
Home Buyer Checklist
Final-Walk-Through-Checklist
For Sellers
Who is Beth Nix?
What to expect when listing your home with me
Selling - Preparing Your Home Worksheet
Selling - Determining a Timeline for Selling
Selling - Features and Upgrades Worksheet
Selling - Home Showing Guidelines
Selling - Increasing Your Home's Marketability Worksheet
Selling - Photographer's Checklist
Selling - Vacant Homes Utility Checklist
Selling - a Pre-Inspection Checklist
Selling - C.L.U.E. Property Request Form
Selling - Preparing Your Home for Appraisal
Listing(s) Compensation
Listing co-op compensation
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205 Village Sq - Co-Op Commission Agreement (2024)
F258 - Co-Op Commission Agreement - Unit 179 Arizona Lofts
F258 - Co-Op Commission Agreement - 440 Parkbrook Way
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522 Roswell St - F258 - Co-Op Commission Agreement (2024)
Attorney Fee Schedules
Hartman Law 2024 Fee Schedule
Campbell and Brannon 2024 Fee Schedule
Cook and James 2024 Fee Schedule
Thomas and Brown 2024 Fee Schedule
Documents
How Real Estate Professionals are Compensated
Cost vs Value 2023
Cost Vs Value Report Summary 2023
