Angi Sklar
Associate Broker | SDP™ | CLMHS™
Realtor. Mom. Community Connector. 53% of one and 47% of the others. I’m not telling which is which! Established in 2006. I’m not just a Realtor- I am your neighbor, friend and trusted partner.
Direct: 770-780-9923
Direct: 770-780-9923
Office: 770.240.2000
Email: angisklar@gmail.com
Website: angisklar.atlcommunities.com/
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Atlanta Communities Real Estate Brokerage
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<p>🌟 Interested in the real estate market in metro ATL? <a target="_blank" rel="noopener noreferrer" href="https://angisklar.my.canva.site/home-decor-business-website-in-white-light-brown-dark-brown-clean-neutrals-style"><span style="color:hsl(30,75%,60%);"><strong>CLICK HERE</strong></span></a> for more info. </p><p>🌟 Interested in an area not included in the current udpate? Reach out and I'll send it to you!</p><p> </p>
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<p><span style="font-size:19px;"><strong>Conventional loan</strong></span></p><p>Conventional loans, the most popular type of mortgage, come in two flavors: conforming and non-conforming.</p><p><span style="font-size:21px;">PROs</span><span style="font-size:19px;"><strong> </strong></span>of conventional loans</p><ul><li>Available from the majority of lenders</li><li>Can be used to finance primary residences, second or vacation homes and investment or rental properties</li><li>Can put down as little as 3% for a conforming, fixed-rate loan</li></ul><p><span style="font-size:21px;">CONs</span><span style="font-size:19px;"><strong> </strong></span>of conventional loans</p><ul><li>Need a credit score of at least 620 to qualify</li><li>Lower debt-to-income (DTI) ratio threshold compared to other types of mortgages</li><li>Need to pay private mortgage insurance (PMI) premiums if putting less than 20% down</li></ul><p> </p><p><span style="font-size:19px;"><strong>Government-backed loan</strong></span></p><p>The U.S. government isn’t a mortgage lender, but it does play a role in making homeownership accessible to more Americans by backing three main types of mortgages: FHA, VA and USDA </p><p><span style="font-size:21px;">PROs</span><span style="font-size:19px;"><strong> </strong></span>of government-backed loans</p><ul><li>Much more flexible credit and down payment guidelines</li><li>Help borrowers who wouldn’t otherwise qualify</li></ul><p><span style="font-size:21px;">CONs</span><span style="font-size:19px;"><strong> </strong></span>of government-backed loans</p><ul><li>Additional cost for FHA mortgage insurance, VA funding fee and USDA guarantee fees</li><li>Limited to borrowers buying a home priced within FHA loan limits or in a rural area, or servicemembers</li></ul>
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Videos
Setting up your OneHome account
Home Selling Process
Secret for a Stress Free Transaction
Buy vs. Rent
6 Tips for Selling a Home
6 Reasons to Own a Home
For Buyers
Buying - Home Search Checklist and Worksheets
Home Buyer Checklist
Final-Walk-Through-Checklist
For Sellers
Selling - Preparing Your Home Worksheet
Selling - Determining a Timeline for Selling
Selling - Features and Upgrades Worksheet
Selling - Home Showing Guidelines
Selling - Photographer's Checklist
Selling - Vacant Homes Utility Checklist
Selling - a Pre-Inspection Checklist
Selling - Preparing Your Home for Appraisal
Attorney Fee Schedules
Hartman Law 2024 Fee Schedule
Campbell and Brannon 2024 Fee Schedule
Thomas and Brown 2024 Fee Schedule
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